TD Trip Cancellation & Trip Interruption Insurance

This plan is ideal if you are an occasional traveler who doesn’t need medical coverage but wants coverage for eligible travel expenses in case your trip is cancelled or interrupted for a covered reason.


Coverage Highlights

Coverage Overview

Maximum Benefit Payable

Trip Cancellation

Covers eligible expenses for covered events that cause cancellation of your travel plans prior to your departure date

Up to the amount of coverage you select when purchasing the plan, with a maximum option of $20,000 per insured person, per covered trip

Trip Interruption

Covers eligible expenses for covered events that cause disruption of your travel plans on or after your departure date

Up to the amount of coverage you select when purchasing the plan, with a maximum option of $20,000 per insured person, per covered trip

Meals and Accommodation

Covers costs of meals and accommodation if a covered event interrupts or delays your scheduled return date

Up to $350 per day, per insured person, up to a maximum of $700 per insured person, per covered trip

Transportation

Covers cost of transportation, subject to pre-approval if a covered event causes your trip to be unexpectedly interrupted.

The extra cost of your economy class transportation

Eligibility

You are eligible to apply if you meet the following conditions:

  1. You are a Canadian resident.

  2. At least 18 years old on the effective date of your Trip Cancellation and Trip Interruption Insurance (and if you are under 18 years old, a parent or guardian can provide authorization).

  1. You purchased the plan while in Canada and you purchased the plan before you depart on your trip.

  2. You are a TD Bank Group customer, or the spouse or dependent child of a TD Bank Group customer.


Exclusions and Limitations

It’s important to know that benefits will only be paid for eligible expenses and only up to the maximum amount. A complete list of exclusions that apply to your plan will appear in your certificate, but here are some examples.

  1. Pre-existing medical conditions.1

  2. Committing or attempting to commit an illegal or criminal act.

  3. Intentional self-inflicted injuries.

  1. Travel to destinations under a travel advisory by the Canadian government.

  2. The birth of a child during your trip.

Refer to the Sample Certificate of Insurance for a full description of eligibility requirements, defined terms, benefits, limitations and exclusions.

View Product Summary and Fact Sheet (for residents of Quebec only)

Why TD Trip Cancellation & Interruption Insurance can be a smart choice?

You can select the coverage amount

This plan lets you choose – and only pay for – the amount of coverage you select, to a maximum of $20,000.

Claims and contact Info

  • Let’s connect

    Our administrator is ready to answer your questions and help you on your way. 

    For quotes, to purchase a plan or any general inquiries: 
    1-888-992-9163
    Mon-Fri 8am to 8pm ET
    Saturday 9am to 5pm ET

    For 24/7 emergency assistance:
    1-800-359-6704 (Canada and the U.S., toll free) or 
    + 1-416-977-5040 (worldwide, collect).

    For claims: 
    1-800-359-6704

  • Submit a travel insurance claim

    Start the claims process by visiting the Online Claims Portal.

  • Explore more TD Travel Insurance plans

    Looking for more options? We offer other travel insurance plans.



TD Trip Cancellation & Trip Interruption Insurance is administered by Global Excel Management Inc. and its subsidiary, CanAm Insurance Services (2018) Ltd.

TD Trip Cancellation & Trip Interruption Insurance is a group plan underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes), designed exclusively for the clients of TD Bank Group and is distributed by The Toronto-Dominion Bank. Medical and claims assistance, claims payment and administrative services are provided by the administrator described in the Certificate of Insurance.

Coverages and benefits are subject to eligibility conditions, limitations, and exclusions, including pre-existing medical condition exclusions. Please refer to the Sample Certificate of Insurance for full details.

 1 Claims related to Pre-existing medical conditions may not be covered. Pre-existing medical condition means any sickness, injury or medical condition (other than a minor ailment) that was not stable during the time period specified in the certificate. Refer to the Sample Certificate of Insurance to determine how this exclusion may affect your coverage.

Mailing Address:
TD Life Insurance Company
P.O. Box 1 TD Centre
Toronto, Ontario M5K 1A2

TD Home and Auto Insurance Company
P.O. Box 1 TD Centre
Toronto, Ontario M5K 1A2

The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.