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Borderless Plan
A premium account designed for frequent U.S. travellers
Plan Highlights
-
Monthly fee rebate
No monthly fee if you have $3,000 U.S. or more in your account at the end of each day in the month2 -
U.S. Credit Card fee rebate
Get an annual fee rebate of $39 USD for a TD U.S. Dollar Visa* Credit Card4 -
Preferred Foreign Exchange Rates on U.S. Dollars
Get preferred foreign exchange rates on U.S. Dollars (up to $25,000 U.S.)6, and competitive rates on over 50 foreign currencies
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Transfer funds quickly and securely
Transfer funds between your TD Canada Trust Canadian and U.S. dollar accounts online through EasyWeb Online banking or using the TD app -
Free Premium Perks
Get U.S. bank drafts, and basic cheques at no additional cost5
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1 Rebate of $3.00 U.S. on Borderless Plan monthly fee for customers who also have maintained a TD All-Inclusive Banking Plan throughout the entire month.
2 You pay no monthly fee if you have the minimum monthly balance indicated or more in your account at the end of each day in the month.
3 For more information about transactions and a complete list of account fees, click here for Account and Other Related Service Fees. For information on our general services, please view our General List of Services.
4 Annual Fee Rebate Offer: Here are all the conditions required to receive an Annual Fee Rebate Offer:
- You must apply and be approved for the TD U.S. Dollar Credit Card Account (the TD Credit Card Account).
- The Primary Cardholder must keep open and in good standing the TD Credit Card Account.
- The Primary Cardholder of the TD Credit Card Account must also keep open and in good standing a Borderless Account.
The Annual Fee Rebate Offer will only apply to the Primary Cardholder's Annual Fee. All other fees and charges applicable TD Credit Card Account continue to apply. If for any reason you are no longer eligible for this Annual Fee Rebate offer:
- Any Annual Fee for the TD Credit Card Account will apply.
- To learn about the Annual Fees, see your Disclosure Statement for your TD Credit Card Account.
- The Annual Fee(s) will be charged to the TD Credit Card Account on the first statement after the anniversary date upon which your Primary Cardholder activated, accessed, or used the Card or the Account for the first time.
The Annual Fee Rebate Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise specified.
Effective June 19, 2024
Borderless Plan (U.S. Dollar) – TD Credit Card Annual Fee Rebate:
Customers with a Borderless Plan are eligible for an Annual Fee Rebate (defined below) on one TD U.S. Dollar Credit Card Account (the "U.S. Dollar Card") per calendar year. TD Credit Card is subject to credit approval.
The "Annual Fee Rebate" is $39 towards the Annual Fee charged for the U.S. Dollar Card
Only one U.S. Dollar Card is eligible for an Annual Fee Rebate per Borderless Plan. This means:
- If you have a Borderless Plan and you have more than one U.S. Dollar Card, only one U.S. Dollar Card can receive an Annual Fee Rebate. We will apply the Annual Fee Rebate to the U.S. Dollar Card opened first.
- If the Borderless Plan is a joint account, only one accountholder can receive an Annual Fee Rebate. The Annual Fee Rebate will be applied to the Eligible TD Credit Card that was opened first.
In order to receive an Annual Fee Rebate on your U.S. Dollar Account:
- You must have a Borderless Plan at least three business days prior to the date the Annual Fee is charged to the U.S. Dollar Card.
- At the time the Annual Fee is charged to your U.S. Dollar Card, the Borderless Plan and the U.S. Dollar Card must be open and in good standing.
The Annual Fee Rebate will be applied within 2 monthly statements from the date of the statement with the Annual Fee charge.
Closing your U.S. Dollar Account or transferring to another credit card product before the Annual Fee Rebate has been provided may result in forfeiture of an Annual Fee Rebate.
If you are no longer eligible for the Annual Fee Rebate, the Annual Fee will be charged to the U.S. Dollar Card and the Annual Fee Rebate will not be applied. To learn about the amount and timing of the Annual Fee, see the Disclosure Statement for your U.S. Dollar Card. The terms of this Annual Fee Rebate may be changed, withdrawn, or extended at any time.
This Annual Fee Rebate cannot be combined with any other Annual Fee Rebate applicable to the U.S. Dollar Card.
5 Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.
6 Volume discounts on non-cash transactions exceeding $25,000 U.S. are available to all TD Canada Trust U.S. Dollar Chequing account customers.
*Trademark of Visa International Service Association; Used under license.
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